Tag: First Home Buyers

Marigold Culvert

Reunion Parade Culvert Earthworks Complete!

The Marigold Construction Team are pleased to announce that earthworks on the culvert are complete!
Marigold’s Linear Creek is already an eye-catching feature of the community as you make your way along Padma Boulevard and see the scale and hive of activity along the reserve area and will soon be a showstopping feature of the community.

This milestone progresses the culvert to the next phase of above ground construction works.

Following the completion of the body of culvert works below, the gas and water services, including the watermain are installed alongside the road network above.  The installation of the water main involves the construction of underground pipes and associated infrastructure that will enable the water to flow and drain correctly through this portion of the community.

The construction team will also complete the electrical services installation along the road network and install the streetlamps for that section of road.

Once all the services are laid alongside the road network, the whole area is filled in and compacted in preparation for the road layers.

View of future waterway from culvert
View of future waterway from culvert (2)
Construction of road above culvert

Each stretch of road is made up of multiple layers, compiling of multiple layers of various gravel, kerbs are added at the correct road height and then finally asphalt, which can be seen on the finished surface. Lastly, the road on top of the culvert is completed to connect the road network between stages 7 & 11 within the community. This also includes pavement construction which you can spy is currently being worked on throughout stages 7 and 11.

The culvert is a significant undertaking of a key amenity within the community. Once completed, the culvert will be managed by Melbourne Water and as such, has required careful planning and work completed alongside the authority. The final phase of this contract is acquiring their sign off for the work completed.

Once the authority approval is achieved, the construction team will commission landscaping works on the area to commence along Linear Creek and the connecting wetlands, finally bringing this impressive feature to reality.

Work on the culvert is anticipated for completion in line with the delivery of Stages 11 & Stage 7 due later this year.

Stay tuned for future construction updates coming soon!

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Caring for Your Nature Strip!

The nature strip or ‘verge’ is the public space between your property and the road curb. It’s a zone that contains various utilities such as telecommunications, gas, water, and power services, as well as street lighting. Usually featuring grass and a tree, it serves several important purposes:

  • Providing a level area for waste and recycling bins.
  • Ensuring safe access for pedestrians, strollers, and wheelchairs between the road and footpath.
  • Enhancing visibility for motorists, cyclists, and pedestrians, particularly at intersections, curves, and driveways.
  • Allowing easy access for service providers to perform maintenance or repairs.
  • Creating room for tree planting, contributing to the neighbourhood’s greenery.

While the nature strips throughout the Marigold neighbourhood are the property of Wyndham City Council, the maintenance and regular upkeep are the responsibility of the landowner whose property is parallel to each nature strip section.

Basic Maintenance

Regular upkeep of your nature strip goes a long way in enhancing the overall ambiance of our community. Taking care of it involves simple tasks like regular mowing, weeding, and picking up litter. By keeping it clean and tidy, it creates a welcoming environment within our community for everyone.

Benefits of a Well-Maintained Nature Strip

Apart from the visual appeal, a well-kept nature strip brings various advantages:

  • It aids in rainwater absorption and minimises stormwater runoff,
  • Increase the aesthetics of the neighbourhood,
  • Softens the impact of the hard surfaces, the roads, and pavements.
  • Boosts your property’s value and overall well-being.

Street Trees
Another common feature of most nature strips are street trees. Street trees add to the natural aesthetics of our community as well as having practical benefits including providing shade, contributing to CO2 absorption within the environment and cooling down the neighbourhood.

You can help care for your street tree by following the below;

  • Watering it regularly – particularly in the drier months.
  •  Keeping the base weed free and mulched but remembering to keep mulch away from the tree trunks

Remember, the street tree is also the property of Wyndham City Council and cannot be removed without prior approval being granted. It is your responsibility to care for the street tree like it is your own and you may be held accountable for any damage that occurs to tree within your boundary.

Landscaping Ideas
Most nature strips comprise of grass and a street tree, however, they are not the only accepted treatments and you do have some liberties to beautify your patch.
Transforming your nature strip into a charming corner can be a rewarding project. Consider options like using gravel, mulch, and approved plants to give it a unique touch. However, please remember that your design should still accommodate essential functionality such as pedestrian pathways, postal services, vehicular movement, parking, and waste collection.

Landscape Permit Application
Should you decide to take your nature strip to the next level with landscaping, you’ll need to secure a permit. Adhering to the Beautification of Nature Strips Policy is crucial in ensuring your project aligns with community guidelines, which can be found here.

For further guidance on obtaining a permit for your nature strip, you can contact Wyndham City Council on 1300 023 411.

Our Marigold Sales team are always here to help! If you have any queries about anything mentioned above, please feel free to reach out via either of the methods below and let’s work together to create a beautiful and inviting community through our nature strip care efforts!

Phone: 1300 888 181

Email: info@marigoldtarneit.com.au

Drop in and say hello! Sales Office Open Saturday to Wednesday 11am to 5pm

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Marigold’s $25,000 Energy Rebate Promotion

Marigold’s Energy Rebate Promotion is BACK with DOUBLE the value! Take advantage of our $25,000 bonus and secure your lot in the Marigold community today!

What is the Marigold Energy Promotion?
The Marigold Energy Promotion has been created to take the pressure off new purchasers amid the current cost of living crisis.
Growland understands that purchasing your first home or a new home for your growing family is part of the great Australian dream and we wish to help you achieve that dream by taking care of some of the rising energy costs currently facing all Australians.
The Energy Promotion presents new purchasers two ways that they can save money on their rising energy bills.


You can select one of the following options:

One year of Energy on us
Growland will give you $25,000 AUD to put towards the cost of powering your home.

Save continually with Solar
Growland will give you $25,000 AUD towards the cost of installing solar panels or a solar battery on your new home so you can continue to save money on your energy bills month after month and year after year.

How do I apply?

  1. Contact a member of our team today!
  2. Sign a qualifying land contract of sale within the promotion period


Get in Contact
Contact our team via one of the methods below to take advantage of our $25,000 bonus and secure your lot in the Marigold community today!

Phone: 1300 888 181

Email: info@marigoldtarneit.com.au


Terms & Conditions
This offer is available to new purchasers ONLY who purchase a selected lot within the promotion period and meet all other qualifying criteria.
To view the full list of terms and conditions, download here.

Download Promotion Flyer here.

Download Guidelines Flyer here.

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Get started on your home-ownership journey today with Marigold’s $5,000 Deposit Promotion!

Dreaming of owning your own home?
First Home Buyers, we hear you!

We understand that the ‘Great Australian Dream’ might feel a little out of reach at the moment. With rising interest rates, shrinking serviceability, and affordability real issues for young Australians hoping to get their foot in the property market door. That’s why, Growland would like to help you get started on your home owning journey free from the burden of a large deposit!

We understand that saving a large deposit is one of the biggest barriers to buying your first home. We have designed this promotion with first home buyers in mind, helping reduce that entry barrier, allowing young Australians to purchase their new block and lock in land and rising building costs at today’s prices.

For a limited time only, secure your dream lot at Marigold with only a $5,000* initial deposit!

Take advantage of our extended payment terms and time frame to pay the balance of the 5% deposit (usually due within 7 days of contract signing) due by 01 December 2023. You’ll have additional time to save which is important now more than ever with the cost-of-living crisis impacting saving potential.  

Growland are also offering a delayed Settlement option with all settlements due on new purchasers by 01st March 2024!

For more information about Marigold’s $5k Deposit Promotion, or to claim this offer, please contact our friendly sales team on 1300 888 181 or via email at info@marigoldtarneit.com.au. 

Start your beautiful life at Marigold Tarneit today!

Please note, buyers who purchase within Stages 7, 8, 11 & 12 of the community are required to pay the balance of their 5% deposit by December 01st 2023.  FIRB Purchasers are required to pay the balance of their 10% deposit by 01st November 2023.
This promotion is currently available to the first 10 purchasers only.

View Guidelines & Terms & Conditions.

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Are Townhouses a good investment for a First Home Buyer?

Purchasing your first home is an exciting milestone, but it can also be hard to not feel overwhelmed at times by the many points to consider. With countless options available, it’s crucial to find a property that suits your needs, budget, and future aspirations. Look no further than Marigold’s Tennyson Townhouses collection, a new affordable townhome offering a design specifically with first home buyers in mind.
Let’s explore the key features of these townhouses and why we think they are an excellent choice for those embarking on their homeownership journey!


Buying your first home: Are Townhouses a good investment?
One of the most significant advantages of the Marigold Tarneit Townhouses is their affordability and value. Starting from a low $459,500, this is an attractive price, allowing you to select a versatile home that aligns with your financial goals. As a first home buyer, it’s important to find a property that fits within your budget without compromising on quality. With competitive pricing and a focus on value, the Tennyson Townhouses ensure that you get the most out of your investment.

The Tennyson Townhouses Collection at Marigold Tarneit boast a modern and functional design, catering to the needs and preferences of contemporary living. The thoughtful layout maximizes space utilisation, providing comfortable living areas for you and your family. These two bedroom townhomes include stylish bathrooms, spacious open-plan living and a designated home office space away from the central living area. Each aspect of these affordable townhouses has been carefully crafted to ensure both aesthetics and functionality for the owner.


Similarly, to all homes within Marigold Tarneit, the community is extremely well positioned in a prime location, offering convenience and easy access to essential amenities for all residents. With ideal proximity to schools, shopping centres, healthcare facilities, and recreational spaces, residents can enjoy a vibrant and fulfilling lifestyle. Additionally, the community is well-connected to major transport routes, and Tarneit Train Station can be reached within minutes, making commuting to work, or exploring nearby attractions a breeze.

For first home buyers, community living can play a significant role in fostering a sense of belonging and support. Growland understands this need and has curated a vibrant community atmosphere within the development. The townhouses are designed to encourage interaction and social engagement, with communal spaces, parks, and playgrounds available for residents to enjoy. This aspect adds value beyond the individual homes, providing opportunities to forge connections and create lasting memories with neighbours.

When investing in your first home, it’s crucial to choose a builder with a solid reputation for quality craftsmanship and attention to detail. DBN Homes are industry leaders in full-turnkey home solutions, creating a high-quality product without the compromise. By selecting a townhouse from this collection, you can rest assured that you are purchasing a home built to the highest standards, with quality materials and finishes that will stand the test of time.

Selecting a full-turnkey package takes the stress out of building your first home, with all fixtures, landscaping, plus a letter box and a washing line all installed for you and included in the original price. This more transparent and complete figure, also assist those who are working within a tight budget, preventing any unwanted ‘blow-outs’ or surprise costs.

Don’t forget, as a First Home Buyer, you may also be eligible for selective government grants and incentives, like the First Home Buyers Grant that help to reduce the financial burden of purchasing a property. It’s important to note that eligibility criteria and availability may vary, so it’s advisable to consult with a financial expert or broker and visit the State Revenue Office of Victoria website to explore the options available to you.


For an overview of the current incentives available to First Home Buyers, you can visit our Everything to consider as a First Home Buyer blog post.

Buying your first home is an important decision, and the Tennyson Townhouses Collection at Marigold Tarneit offers an exceptional opportunity for first home buyers. With affordability, modern designs, convenient location, all within a thriving established community, these townhouses provide an ideal foundation for your homeownership journey. As you embark on this exciting chapter, consider exploring the Tennyson Townhouses Collection at Marigold Tarneit and discover a place you can truly call home.

If you would like to find out more about the Tennyson Townhome Collection, you can view the range here or contact a member of our friendly sales team for more information via one of the methods below:

Phone: 0421 096 981

Email: townhomes@marigoldtarneit.com.au

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M

Marigold welcomes Metronest Homes to the Display Village in Tarneit.

Marigold is excited to welcome the first of two Metronest homes to our Display Village in Tarneit.

The Wedgebill is a 26 square, four bedroom design that has everything you need for relaxed everyday living.
As you enter the home, you will be impressed with a spacious living room to the left. The wide entry takes you to the spacious master bedroom with a walk-in robe and an ensuite.

The expansive open plan kitchen with a large walk-in pantry, meals and family area looks magnificent and is further enhanced by a raked ceiling. The main family living area opens on to the outdoor living, for effortless year-round entertaining.

Be inspired by this design, that encapsulates and caters for modern family living with seamless flow. The Musk Duck facade creates a dramatic, show-stopping street presence. The skillion roof-lined facade perfectly captures that edgy look, while still allowing the different textures to shine.

At Metronest Homes, they know that the best home builders are those who respect the style and taste of their customers. They positively encourage all clients to put their very own stamp on their homes, to create a haven that perfectly reflects your lifestyle, aspirations and personality.

View Floorplan

Want to know more about the Wedgebill? Contact Sunil from Metronest Homes on the details below.

Phone: 0478 646 114

Email sunil@metronesthomes.com.au

Start your new home journey and visit the Marigold Display Village This Weekend to view the new Metronest Home for the very latest in new home inspiration.

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Family & Friend Referral on NOW!

If you have a friend or family member already living in the Marigold community, it is time to hit them up!

Get a referral from a friend or family member who already lives or has purchased within the Marigold community and you can earn them $3,000!

They’ll be happy to have you as their friend or family!

Whether you’re a first home buyer looking to enter the market or a growing family looking to settle down, you’re sure to find the perfect lot or house & land package to suit your lifestyle. 

Live moments away from parklands, sporting fields, wetlands and natural open spaces. Stay close to the amenities you need to live comfortably, with quality education, retail and transport corridors all within arm’s reach of your new home. 

Find the perfect house for sale and build your dream home alongside some of Australia’s most celebrated builders in a welcoming and safe community.

Experience the Marigold difference today. To claim this offer, please contact our friendly sales team on 1300 888 181 or via email at info@marigoldtarneit.com.au. 

View Terms & Conditions

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Entry

Derrimut Road Entry Feature Complete

Work has recently been completed on the entry feature for the secondary entrance to the Marigold community off Derrimut Road in Tarneit.

Constructed in the same style and design as the original entry feature, on the corner of Doherty’s Road and Padma Boulevard (at the entrance to the Marigold Display Village) the new entry feature ensures consistency and a cohesive feel throughout the community by continuing the curvilinear stonework.

Stone wall under construction
Stone wall under construction

Construction of the entry feature has included building the stone walls by laying the individually shaped rounded boulders to the varying heights of the sloped wall. The wall is then levelled out and smoothed on top to create a nice finish, whilst simultaneously a signage writer has been commissioned to create the signage panels that make up the Marigold logo.

Stone wall complete awaiting Marigold lettering

Lastly, the entry feature is not complete without the landscaping work completed on the surrounding area with planting and laying grass.

Currently temporary fencing surrounds the new entry feature whilst the landscaping works continue.

Stay tuned for more construction updates coming soon!

To keep up to date with the very latest construction and community news, be sure to like us on Facebook, follow us on Instagram and look out for the monthly construction portal update post that will allow you to monitor your stages’ construction progression.

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The Pros of Buying off the Plan
The Pros of Buying off the Plan

The Pros of Buying off the Plan

Tossing up between buying off the plan and established? 

Here are the pros for buying off the plan!


Giving you time to save

Many first home buyers like buying something off the plan because it gives them more time to save for their initial deposit compared to established.

Buying off the plan enables you to secure land, or a house and land package, that suits your financial capability.  An initial deposit of $1,000 is all you need to secure the right block of land to suit your dream home. Upon signing your land contract, the balance of your 5% deposit is payable and no further payment is required until your land titles (which depends on your loan arrangements).  In the meantime, whilst you are waiting for your land to title, you are able to work with your chosen builder to finalise your build costs. You also have the time between paying your deposit and settlement to continue saving for upgrades, items for your new home or allowing for unexpected costs. This transparent and upfront process can be more agreeable, particularly if you are working with a tight budget and need to know exactly the amount you have committed to.

Buying off the plan allows you to enter the market on your terms. You are not subjected to attending multiple auctions week after week praying for something to sell within your price range. You already know the total cost of your land or house & land package (fixed only).  With established homes, you also have a shorter window to settle, generally either 30, 60 or 90 days and need to allow for stamp duty fees. 

Another advantage is that we work with many builders who also offer saving plans for first home buyers. Ask our sales team to point you in the direction of these builders if that sounds like something that interests you.


5% is all you need!

Here at Marigold all you need to secure your lot is an initial deposit of $1,000! This secures your land whilst you review your contract with your conveyancer.  The balance of the 5% deposit is required upon signing your land contract. At settlement, after your land has titled, any further payments are made by your banking instituion on your behalf in accordance to your loan conditions. Anticipated title dates vary between stages in a community and can generally range from 9 months up to 18 months. When choosing the right block of land to suit your needs, you can choose one with titles further out, so you have plenty of time to save.


Saving on stamp duty 

If you buy an established home, you will most likely pay land transfer duty (otherwise known as stamp duty). 

Depending on the value of your home, you may be able to claim a duty exemption or concession.  

First-home buyer duty exemption – A one-off duty exemption is available if your new home is valued up to $600,000 and will be your principal place of residence (PPR).

First-home buyer concession – You may be eligible to claim a discount on your stamp duty if your new home is worth between $600,001 to $750,000 and it will also be your principal place of residence.

When you buy a block of land, stamp duty is only calculated on the value of the land, which may mean you will not be required to pay for stamp duty at all. Whooppee!


Receive $10,000 from the government with the First Home-Owner Grant!

That’s right, $10,000 from the government for nothing! Pretty sweet huh?

If you build a new home valued up to $750,000, you may be eligible for the First Homeowner Grant (FHOG).
Find out more here – https://www.sro.vic.gov.au/first-home-owner


Avoid the negotiations

Never been a good negotiator? Buying off the plan can save you the trouble!

When choosing to buy established, conditional/unconditional loans, settlement timeframes and deposit amounts are all factors that can influence your attractiveness to a vendor. Any offer you present is at the vendors discretion. This is where second home buyers and investors can win out over first home buyers in negotiations if they have a bigger deposit amount saved or the imminent sale of a home behind them.


We hope we have put together a good case for buying off the plan. At the end of the day, we know that you will make the right decision for you at this stage of your life.
Most importantly, buying off the plan is great as you have the fun and freedom of choosing your home and being the first one to live in it!

Have more questions about what buying off the plan is like? Our friendly sales team are happy to help and answer any queries you may have.
If you wish to speak to our sales team,  please feel free to reach out on either of the following methods:

Phone: 1300 888 181

Email: info@marigoldtarneit.com.au

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Saving for your deposit

Saving for you first home is no easy feat! Thankfully, we have some tips and tricks to help you on your way.


Review your finances 
It’s time to look at what’s going in versus what’s going out. Are you living above your means? You probably have an idea about where you are sitting already.
Review what you spend your money on. Is there room for you to cut back in any way? Those coffees add up! Lunch out adds up. Find what it is for you and come up with a plan to address your squeaky wheel.

You could purchase a coffee machine and make yourself barista quality at home. You can then put it in your fancy keep cup and take it to work with you.
Compromise to only eat out once a weekend and do anoter activity with friends instead.
If you are always tempted by Ads, it’s probably a good idea to remove your most tempting brands from your social feeds for the short term.

Lenders do go through your bank statements so if the spending looks reckless, they are going to look at your application less favourably.


Credit cards
They sound amazing but did you know when applying for a loan banks and lenders assume you use the entire credit limit each month?
This means even having one in your name, even if it is just for “emergencies” means you have an automatic amount of debt against your name.  
If it isn’t absolutely essential for you to have a credit card, getting rid of it before you apply for a loan, reducing the limit, or transferring the balance to one with a lower interest rate, will help to improve your borrowing capacity.  And be sure to always pay off your credit card on time!


Buy Now Pay Later
It’s lay buy but with a twist where you get the goods first and pay the balance off later! Too good to be true? Sadly, yes.  It’s another factor lenders will be looking out for when they assess your home loan application. It doesn’t send the right message to the lender as you should be able to afford to pay for the things you need to buy in full at the time. It’s also super easy to rack up a lot of debt here really quickly which doesn’t signal that you’re particularly good at managing money or a home loan. A good rule of thumb is; if you can’t afford to buy it twice you can’t afford it at all.


Subscriptions
Now that you’re committed to saving, it’s a good time to check your savings bucket for any holes – aka, subscriptions. Those expenses that are coming out of our account unnoticed that you really aren’t getting much value for.

Do a review of all direct debit subscriptions that are coming out of your account. Which subscriptions are you actively using and which ones could you honestly do without. Many of us signed up to a streaming
platform (or two) throughout lockdown. During lockdown that made perfect sense because we were all at home way more than we wanted to be (and using these platforms way more than we would like to admit).

Now that we are back out socialising, like the social butterflies we are (not too much because we are saving) we may not be getting much value out of them. Firstly, if you have multiple streaming
services; make a decision to stick with one and cut the rest. The beauty of these services is that you can binge one show on one platform one month, suspend and watch another show on a different platform the month after. Put a date in your calendar each month (just before the renewal) where you look
at your calendar for the month ahead and make a judgement if you will use it this month. Suspend if you’re going to be busy and keep if you’re planning to have a quieter social month. Plans fall through? You can resubscribe in an instant.  

Having a regular check in like this will make sure you’re not paying for it whilst off on a holiday too.


Another common one for a lot of people are gym memberships. Summer is coming but honestly reflect on how much you are using this service. Gym memberships are a little more complicated in that they cannot usually be suspended and unsuspended without going through paperwork – which they know is cumbersome and why they do it to keep your money rolling in!
If you’re booking classes via an app, you should be able to go back through your app to see how often you went over the last month.
Now, divide that number by your monthly charge. Is it worth it? Is that the value you wanted to be getting from this service?
Noone is saying quit the gym but there might be a more value driven option for you. If you are a really sporadic gym goer a casual membership might be the way to go. These one-off passes seem more expensive but if you only get to the gym once one week and three times the next, you’ll be saving money overall. The other great thing about lockdown was that a lot of people uploaded a lot of free exercise content online. Plus, with the weather getting warmer you might find you have more motivation to wake up early and go for a walk or run instead. Being in nature is an added benefit for your health too!


We hope these tips will be beneficial to your savings goals. Stay tuned for more updates coming soon!

Our friendly sales team are happy to help and answer any queries you may have.
If you wish to speak to our sales team,  please feel free to reach out on either of the following methods:

Phone: 1300 888 181

Email: info@marigoldtarneit.com.au

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